Reward credit cards give you points for your purchases, usually one to five points for every dollar you spend on your credit card. Some rewards credit cards only offer rewards when you shop at specific places that they stipulate in their "Merchant Network" list. Not all . . . but some rewards credit card companies do!

The advantage of a rewards credit card is that the reward points are usually a little higher percentage of your purchases than cash back. Reward incentives often reach as high as five percent. points on rewards credit cards can add up quickly!

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